Australian Retirement Trust — Bonds Index (Accumulation)

Super Savings Accumulation holdings as at 31 December 2025

As at 31 December 2025, the Australian Retirement Trust Bonds Index (Accumulation) option disclosed 43 holdings — its largest being STATE STREET INVESTMENT MANAGEMENT at 98.49%. 0 internally-managed unlisted holdings are disclosed by name only.

Disclosed value

$1,269,103,908

Disclosed holdings

Itemised value shown

$1,269,103,908

Name only (unlisted)

Listed holdings are shown with their disclosed value. We surface disclosed holdings; we don't look through pooled vehicles. See methodology.

Asset-class allocation

Physical holdings by asset class. The synthetic (derivative) effect is the disclosed Schedule 8D Table 3 overlay, shown separately — not netted into the physical figures.

Physical (disclosed holdings)

Asset class	Weighting	Value (AUD)
Fixed Income	98.49%	$1,261,704,603
Cash	0.55%	$7,399,305

Synthetic effect (derivatives, Table 3)

Asset class	Weighting effect
No disclosed derivative effect.

Currency exposure

Physical currency as disclosed (sparsely reported — an undisclosed bucket is shown as such, not inferred). The synthetic (derivative) effect is the Schedule 8D Table 4 overlay, shown separately.

Physical (disclosed)

Currency	Weighting	Value (AUD)
Not disclosed	98.49%	$1,261,704,603
AUD	0.22%	$3,086,339
EUR	0.09%	$1,184,763
USD	0.07%	$913,168
CNY	0.03%	$348,792
GBP	0.03%	$338,499
CAD	0.02%	$195,850
MXN	0.01%	$156,442
JPY	0.01%	$136,815
THB	0.01%	$112,894
SGD	0.01%	$106,354
NZD	0.01%	$104,875
CHF	0.01%	$100,785
ILS	0.01%	$86,928
PLN	0.01%	$81,673
NOK	0.01%	$65,459

+ 11 further disclosed currencies, each below 0.01% by weighting.

Synthetic effect (derivatives, Table 4)

Currency	Weighting effect
AUD	49.00%
CURRENCIES OF EMERGING MARKETS	-6.00%
CURRENCIES OF OTHER DEVELOPED MARKETS	-20.00%
USD	-23.00%

Holdings

All 43 holdings disclosed by Australian Retirement Trust Bonds Index (Accumulation), largest first, as at 31 December 2025. Each resolved security links to the funds that hold it. Internally-managed unlisted holdings are marked “name only”.

Holding	Asset class	Currency	Weighting	Value (AUD)
STATE STREET INVESTMENT MANAGEMENT	Fixed Income	—	98.49%	$1,261,704,603
STATE STREET BANK AND TRUST	Cash	AUD	0.29%	$3,732,440
STATE STREET BANK AND TRUST	Cash	EUR	0.09%	$1,184,763
STATE STREET BANK AND TRUST	Cash	USD	0.07%	$913,168
STATE STREET BANK AND TRUST	Cash	CNY	0.03%	$348,792
STATE STREET BANK AND TRUST	Cash	GBP	0.03%	$338,499
BARCLAYS BANK PLC	Cash	AUD	0.02%	$251,202
STATE STREET BANK AND TRUST	Cash	CAD	0.02%	$195,850
STATE STREET BANK AND TRUST	Cash	MXN	0.01%	$156,442
STATE STREET BANK AND TRUST	Cash	JPY	0.01%	$136,815
STATE STREET BANK AND TRUST	Cash	THB	0.01%	$112,894
STATE STREET BANK AND TRUST	Cash	SGD	0.01%	$106,354
STATE STREET BANK AND TRUST	Cash	NZD	0.01%	$104,875
STATE STREET BANK AND TRUST	Cash	CHF	0.01%	$100,785
STATE STREET BANK AND TRUST	Cash	ILS	0.01%	$86,928
STATE STREET BANK AND TRUST	Cash	PLN	0.01%	$81,673
STATE STREET BANK AND TRUST	Cash	NOK	0.01%	$65,459
STATE STREET BANK AND TRUST	Cash	DKK	0.00%	$61,863
STATE STREET BANK AND TRUST	Cash	RON	0.00%	$53,284
STATE STREET BANK AND TRUST	Cash	PEN	0.00%	$48,071
STATE STREET BANK AND TRUST	Cash	KRW	0.00%	$45,411
HONGKONG & SHANGHAI BANKING CORP. LTD.	Cash	AUD	0.00%	$38,533
STATE STREET BANK AND TRUST	Cash	CZK	0.00%	$30,563
STATE STREET BANK AND TRUST	Cash	CLP	0.00%	$30,150
STATE STREET BANK AND TRUST	Cash	IDR	0.00%	$26,252
STATE STREET BANK AND TRUST	Cash	MYR	0.00%	$24,425
STATE STREET BANK AND TRUST	Cash	HUF	0.00%	$23,720
STATE STREET BANK AND TRUST	Cash	SEK	0.00%	$21,942
STATE STREET BANK AND TRUST	Cash	HKD	0.00%	$13,988
MACQUARIE GROUP LTD.	Cash	AUD	0.00%	$8,362
UBS AG	Cash	AUD	0.00%	$7,894
ROYAL BANK OF CANADA	Cash	AUD	0.00%	$3,010
COMMONWEALTH BANK OF AUSTRALIA	Cash	AUD	0.00%	-$5,553
SOCIETE GENERALE	Cash	AUD	0.00%	-$11,038
GOLDMAN SACHS GROUP, INC.	Cash	AUD	0.00%	-$31,977
MORGAN STANLEY	Cash	AUD	0.00%	-$62,750
NATIONAL AUSTRALIA BANK LIMITED	Cash	AUD	-0.01%	-$70,979
AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED	Cash	AUD	-0.01%	-$76,598
CITIGROUP, INC.	Cash	AUD	-0.01%	-$89,376
BNP PARIBAS	Cash	AUD	-0.01%	-$95,062
BANK OF AMERICA NATIONAL ASSOCIATION	Cash	AUD	-0.01%	-$95,865
JPMORGAN CHASE & CO	Cash	AUD	-0.02%	-$196,947
WESTPAC BANKING CORPORATION	Cash	AUD	-0.02%	-$218,957

Figures are disclosed by the fund itself under Portfolio Holdings Disclosure (Schedule 8D), as at 31 December 2025. This is factual disclosure information, not financial advice, a rating or a recommendation.

Methodology — how holdings are sourced, resolved and aggregated.