Australian Retirement Trust — Cash (Accumulation)
As at 31 December 2025, the Australian Retirement Trust Cash (Accumulation) option disclosed 21 holdings — its largest being NATIONAL AUSTRALIA BANK LIMITED at 30.47%. 0 internally-managed unlisted holdings are disclosed by name only.
Disclosed value
$6,143,740,253
Disclosed holdings
21
Itemised value shown
$6,143,740,253
Name only (unlisted)
0
Physical holdings by asset class. The synthetic (derivative) effect is the disclosed Schedule 8D Table 3 overlay, shown separately — not netted into the physical figures.
Physical (disclosed holdings)
| Asset class | Weighting | Value (AUD) |
|---|---|---|
| Cash | 76.73% | $4,714,272,858 |
| Fixed Income | 23.26% | $1,429,467,395 |
Synthetic effect (derivatives, Table 3)
| Asset class | Weighting effect |
|---|---|
| No disclosed derivative effect. | |
Physical currency as disclosed (sparsely reported — an undisclosed bucket is shown as such, not inferred). The synthetic (derivative) effect is the Schedule 8D Table 4 overlay, shown separately.
Physical (disclosed)
| Currency | Weighting | Value (AUD) |
|---|---|---|
| AUD | 76.73% | $4,714,272,858 |
| Not disclosed | 23.26% | $1,429,467,395 |
Synthetic effect (derivatives, Table 4)
| Currency | Weighting effect |
|---|---|
| No disclosed derivative effect. | |
All 21 holdings disclosed by Australian Retirement Trust Cash (Accumulation), largest first, as at 31 December 2025. Each resolved security links to the funds that hold it. Internally-managed unlisted holdings are marked “name only”.
| Holding | Asset class | Currency | Weighting | Value (AUD) |
|---|---|---|---|---|
| NATIONAL AUSTRALIA BANK LIMITED | Cash | AUD | 30.47% | $1,872,178,984 |
| COMMONWEALTH BANK OF AUSTRALIA | Cash | AUD | 20.30% | $1,247,245,253 |
| MUFG BANK LTD. | Cash | AUD | 9.61% | $590,702,377 |
| BANK OF CHINA LTD. | Fixed Income | — | 8.83% | $542,645,265 |
| WESTPAC BANKING CORPORATION | Cash | AUD | 5.12% | $314,499,418 |
| MEMBERS EQUITY BANK LTD. | Cash | AUD | 5.12% | $314,396,522 |
| AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | Cash | AUD | 4.94% | $303,263,454 |
| RABOBANK | Fixed Income | — | 2.99% | $183,890,735 |
| INDUSTRIAL & COMMERCIAL BANK OF CHINA LTD. | Fixed Income | — | 2.71% | $166,411,392 |
| BANK OF QUEENSLAND LTD. | Fixed Income | — | 1.85% | $113,759,161 |
| GREAT SOUTHERN BANK | Fixed Income | — | 1.66% | $101,907,959 |
| WESTPAC BANKING CORPORATION | Fixed Income | — | 1.17% | $71,948,871 |
| BENDIGO & ADELAIDE BANK LTD. | Cash | AUD | 1.17% | $71,948,869 |
| BENDIGO & ADELAIDE BANK LTD. | Fixed Income | — | 0.98% | $59,957,392 |
| TEACHERS MUTUAL BANK LTD. | Fixed Income | — | 0.91% | $56,024,572 |
| IMB LTD. | Fixed Income | — | 0.67% | $41,438,380 |
| SUNCORP GROUP LTD. | Fixed Income | — | 0.44% | $27,296,809 |
| HERITAGE & PEOPLE'S CHOICE LTD. | Fixed Income | — | 0.41% | $25,027,442 |
| CANADIAN IMPERIAL BANK OF COMMERCE | Fixed Income | — | 0.39% | $23,982,956 |
| RACQ BANK | Fixed Income | — | 0.25% | $15,176,461 |
| STATE STREET BANK AND TRUST | Cash | AUD | 0.00% | $37,981 |
Figures are disclosed by the fund itself under Portfolio Holdings Disclosure (Schedule 8D), as at 31 December 2025. This is factual disclosure information, not financial advice, a rating or a recommendation.
Methodology — how holdings are sourced, resolved and aggregated.