Australian Retirement Trust — Cash (Income)
As at 31 December 2025, the Australian Retirement Trust Cash (Income) option disclosed 21 holdings — its largest being NATIONAL AUSTRALIA BANK LIMITED at 30.47%. 0 internally-managed unlisted holdings are disclosed by name only.
Disclosed value
$2,354,782,140
Disclosed holdings
21
Itemised value shown
$2,354,782,140
Name only (unlisted)
0
Physical holdings by asset class. The synthetic (derivative) effect is the disclosed Schedule 8D Table 3 overlay, shown separately — not netted into the physical figures.
Physical (disclosed holdings)
| Asset class | Weighting | Value (AUD) |
|---|---|---|
| Cash | 76.73% | $1,806,893,696 |
| Fixed Income | 23.26% | $547,888,444 |
Synthetic effect (derivatives, Table 3)
| Asset class | Weighting effect |
|---|---|
| No disclosed derivative effect. | |
Physical currency as disclosed (sparsely reported — an undisclosed bucket is shown as such, not inferred). The synthetic (derivative) effect is the Schedule 8D Table 4 overlay, shown separately.
Physical (disclosed)
| Currency | Weighting | Value (AUD) |
|---|---|---|
| AUD | 76.73% | $1,806,893,696 |
| Not disclosed | 23.26% | $547,888,444 |
Synthetic effect (derivatives, Table 4)
| Currency | Weighting effect |
|---|---|
| No disclosed derivative effect. | |
All 21 holdings disclosed by Australian Retirement Trust Cash (Income), largest first, as at 31 December 2025. Each resolved security links to the funds that hold it. Internally-managed unlisted holdings are marked “name only”.
| Holding | Asset class | Currency | Weighting | Value (AUD) |
|---|---|---|---|---|
| NATIONAL AUSTRALIA BANK LIMITED | Cash | AUD | 30.47% | $717,571,619 |
| COMMONWEALTH BANK OF AUSTRALIA | Cash | AUD | 20.30% | $478,046,064 |
| MUFG BANK LTD. | Cash | AUD | 9.61% | $226,405,309 |
| BANK OF CHINA LTD. | Fixed Income | — | 8.83% | $207,985,907 |
| WESTPAC BANKING CORPORATION | Cash | AUD | 5.12% | $120,541,817 |
| MEMBERS EQUITY BANK LTD. | Cash | AUD | 5.12% | $120,502,379 |
| AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | Cash | AUD | 4.94% | $116,235,279 |
| RABOBANK | Fixed Income | — | 2.99% | $70,481,922 |
| INDUSTRIAL & COMMERCIAL BANK OF CHINA LTD. | Fixed Income | — | 2.71% | $63,782,413 |
| BANK OF QUEENSLAND LTD. | Fixed Income | — | 1.85% | $43,601,783 |
| GREAT SOUTHERN BANK | Fixed Income | — | 1.66% | $39,059,437 |
| WESTPAC BANKING CORPORATION | Fixed Income | — | 1.17% | $27,576,673 |
| BENDIGO & ADELAIDE BANK LTD. | Cash | AUD | 1.17% | $27,576,672 |
| BENDIGO & ADELAIDE BANK LTD. | Fixed Income | — | 0.98% | $22,980,560 |
| TEACHERS MUTUAL BANK LTD. | Fixed Income | — | 0.91% | $21,473,183 |
| IMB LTD. | Fixed Income | — | 0.67% | $15,882,566 |
| SUNCORP GROUP LTD. | Fixed Income | — | 0.44% | $10,462,363 |
| HERITAGE & PEOPLE'S CHOICE LTD. | Fixed Income | — | 0.41% | $9,592,556 |
| CANADIAN IMPERIAL BANK OF COMMERCE | Fixed Income | — | 0.39% | $9,192,224 |
| RACQ BANK | Fixed Income | — | 0.25% | $5,816,857 |
| STATE STREET BANK AND TRUST | Cash | AUD | 0.00% | $14,557 |
Figures are disclosed by the fund itself under Portfolio Holdings Disclosure (Schedule 8D), as at 31 December 2025. This is factual disclosure information, not financial advice, a rating or a recommendation.
Methodology — how holdings are sourced, resolved and aggregated.